Class Curriculum

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In this course, you will get an understanding how homeowners insurance is actually rated, underwritten and priced. You will learn about the various tools used to calculate the rates, replacement cost of the property and determine the risk class. You will learn the difference between market value and the rebuild value and what it means on a homeowners policy.

You will discover how the claim process in homeowners really works and how they can grind your real estate transaction to a halt if not handled properly or addressed early. You will find that although claims occur, many times due to weather and acts of God, there are methods that can prevent minor claims from coming back to haunt someone who is a buyer or seller of real estate. You will also learn the basic of flood insurance and how credit plays a role in the final pricing. Finally you will learn the coverage form of a basic homeowners policy. This will clear up the process and dispel conjecture when it comes to homeowners insurance.

Finally you will learn the coverage form of a basic homeowners policy. This will clear up the process and dispel conjecture when it comes to homeowners insurance.